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It's vital to hold comprehensive travel insurance if you're abroad. A lack of medical insurance following sickness or injury can leave travelers with a serious financial burden.
Certain countries provide reciprocal healthcare arrangements but most only cover emergency procedures and ancilliary costs can still be expensive. More often countries have no arrangements, such as the USA, where costs can easily ratchet up into the thousands of pounds.
In addition to medical insurance, travel insurance covers loss of baggage and personal belongings, repratriation costs, cover against cancelled or delayed flights. Personal Public Liability is also included as are Legal Expenses. Other covers are also included - see Policy Benefits below.

We have chosen to refer you to a dedicated website owned and operated by the British Insurance Brokers Association's recommended travel insurer Tokio Marine Europe Insurance Ltd. offering its comprehensive BIBA Protect Travel Scheme. Tokio Marine is a specialist in single and annual travel insurance.
Tokio Marine Europe Insurance Ltd. is directly authorised and regulated by the Financial Services Authority under registration number 202574.
Please be aware that responsibility under Financial Services Authority regulations will therefore be assumed directly byTokio Marine if you purchase insurance from them.
PLEASE CLICK HERE FOR MORE INFORMATION AND TO OBTAIN AN IMMEDIATE QUOTE AND PURCHASE TRAVEL COVER >>
Should you require to discuss the quotation further or seek referral, please contact Daniel Brookes at Rowlands & Hames on 01253 598950 or email travel@rowlands-hames.co.uk
In order to provide you with a comprehensive online service, we have arranged to link you to a certain specialist provider's website. These sites are owned and operated by the providers themselves.
When you click to go to this website you will be able to obtain a no obligation and confidential instant quote, together with all the information you require to apply online for your chosen insurance.