Rowlands & Hames
provides a full range of protection and investment products for Individuals
With decades of experience providing independent financial advice we may assist
individuals and families with...
LIFE & PROTECTION
Term Assurance
(Level Term / Convertible Term / Family Income Benefit)
Mortgage Protection
Whole of Life
Critical Illness
Income protection
PENSIONS & INVESTMENT
Personal Pensions
Self Invested Personal Pensions
Rebate only Personal Pensions
Stakeholder Pensions
Free Standing AVCs
Executive Pensions
Small Self Administered Schemes (SSASs)
Trustee Investment Plans
Pension Annuities
INVESTMENTS
Individual Savings Accounts (ISAs)
Unit Trusts
PEP Transfers
Open Ended Investment Contracts (OEICs)
Personal Investment Bonds
Unit Linked Savings Plans
With Profit Endowments
Temporary and Purchase Life Annuities
Friendly Society Plans
Offshore Investmen