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May Newsletter
After a break following our recent change of office, we are pleased to advise that our monthly email newsletters have restarted!! *Cue rapturous celebration…* Now that has been dealt with…. settle down and enjoy this months articles. We ask do you need Goods In Transit cover? Are temporary workers the best solution to staff needs? How...
Chartered Insurance Institute appoints John Isles as president
The Insurance Institute of Preston & Blackpool (IIPB) has appointed John Isles ACII of Rowlands & Hames Chartered Insurance Brokers as its new president for the upcoming presidential year 2012/13. Established in 1921, IPPB has 850 professional members which are involved in general insurance and financial services. It is also aff...
Cost cutting manufacturers prompt rise in recalls
Statistics revealed from London law firm, Reynolds Porter Chamberlain, have shown that 2011 saw more product recalls issued in the UK than ever before. The number of products recalled rose to 291 last year, an increase of 27 per cent over 2010, with faulty food and electrical products being the worst culprits. Tony Swallow, comm...
North West employers not ready for pensions
Employers in the North West are not prepared for the introduction of auto-enrolment for workplace pensions, according to a new survey. The survey revealed 68 out of the 100 North West businesses asked felt underprepared for the introduction of the scheme, and still had some way to go before they felt confident of implementation. ...
Get covered to save recall hell
As North West firms selling Christmas decorations are hit with a product recall, an insurance expert has warned that a lack of appropriate cover could prove disastrous. John Isles, managing director of chartered insurance broke, Rowlands & Hames, has outlined the dangers to the whole supply chain, including loss of turnover, damage to customer...
Businesses scared by cyber threat
A survey of North West businesses has revealed that cyber threats are their biggest fear when it comes to maintaining brand reputation. Chartered insurance broker, Rowlands & Hames, asked 100 businesses what the biggest challenge is in preserving a professional reputation and the overwhelming response (65 per cent) was the threat fr...
Costs could add up on brownfield sites
Property investors and organisations looking to buy or develop property on brownfield sites have been warned of hidden risks that could make buildings uninsurable and unlikely to sell. John Isles, managing director of chartered insurance broker, Rowlands & Hames, comments as environmental experts call for the Government to reinstate...
Business told to prepare early for pension reforms
As the introduction of new pension legislation gets closer, a Blackpool-based financial planning expert has warned firms to prepare early or risk a major financial headache. The latest Pensions Act changes means every business, regardless of size, will be required to offer a pension scheme for their employees, either their own qualifying...
Shareholding directors could save thousands on life assurance
Shareholding company directors could reduce their tax bill by up to 50 per cent, if they begin paying for life assurance policies through their company, rather than taxed income, according to a leading financial planning expert. Andrew Farnworth, director of Fylde-based chartered financial advisors and insurance brokers, Rowlands &...
Businesses losing out when credit is due
With corporate receiverships on the increase, businesses are in serious danger of losing 40 per cent of their assets due to lack of credit insurance. That’s the opinion of insurance broker John Isles, managing director of Fylde-based Rowlands & Hames. The Insolvency Service has recently revealed that corporate receivership has increased more t...
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