Monthly Newsletters

NEWSLETTERS

April 2012

Could you benefit from an Excess Protection Policy?  Do you have a suitable social networking policy established? Also, find out about the new regulations regarding asbestos and why the H&SE is setting up a myth buster panel, plus much more….

March 2012

Does your business need terrorism cover?  Find out here.  Also, find out  if your area has a high insolvency level, how the Riddor rules are changing, how to tackle metal theft, and why boundary disputes can be so costly.

February 2012

Does your business have a continuity plan? Find out why you need one here. Also, how one man fought back against bogus car insurance claims, a sad reminder why you should always check the small print, and details on the recent increase in fuel thefts.

January 2012

Find out how food labels may soon be changing, what Zurich Insurance recommends doing to prevent damage from adverse weather, and how tribunal compensation levels may be increasing.

December 2011

Find out about the hidden killer in Lincoln University, how to beat the new Dick Turpins, and how to avoid Ghost Brokers.

November 2011

Find out how you can protect your property from the threat of metal thieves, if you are in a hot-zone for crash for cash criminals, and how you can protect your business if something happens to your suppliers.

October 2011

Find out how to protect yourself against winter weather, an update on HSE cost recovery, and what happens if you don’t have the correct Employers Liability cover.

September 2011

Find out how to follow Rowlands & Hames on Twitter and LinkedIn, how to protect yourself against clients who don't pay, and how to reduce your life insurance costs if you are a company director.

July 2011

This month find out how you can check if your drivers are telling the truth about the state of their driving licence, how insurers are helping to combat fraud, whether your holiday destination is safe, and learn about changes to the current legislation regarding retirement.

June 2011

Suggestions on how to help keep your home and belongings safe, more information with regards to the newly introduced Bribary Legislation, and another reminder about CIE.

May 2011

Overexposed? Too much "Red Tape"?  Are you covered if you fall into one of the many potential pitfalls with the new regulation?.  Also inside, the latest CIE information, including how insurers will soon be able to access the DVLA records, and a reminder about travel insurance ready for the Summer holidays.

April 2011

Details on the first conviction under the new Corporate Manslaughter and Corporate Homicide Act 2007, potential delays due to the Japanese earthquake, and details on how 'no win, no fee' agreements are to be revised

Motor Fleet Insurance - New Regulation - CIE

The Government has introduced Continuous Insurance Enforcement (CIE) which now makes it a legal requirement for registered vehicle keepers to insure their vehicle(s) at all times.  Find out what you have to do to stay on the right side of the law.

The Employer's Liability Tracing Office (ELTO)

If you are an employer of one or more employees, to comply with new FSA regulations from 1st April 2011, we are obliged to supply your Employer Reference Number (ERN) (often referred to as the Employer's PAYE Code) to your insurer.

Covernotes - March 2011

Find out what to do in the case of a riot, the risks of using social media, how likely you are to receive an Employers Liability claim, and details on the Equality Act 2010.

March 2011

An update on the Government's plans for Pension Reform; Our Risk Management Guide on the Use of Agency Drivers - what a  fleet manager can do to keep such use under control; and The Royal Wedding and your plans for a party should make you consider if any insurance is required.

February 2011

A reminder to clients listing those documents insurers expect them to hold; a recent court case suggests the tide may be turning for spurious claims; the latest on Continuous Insurance Enforcement (CIE); and research suggesting drivers may be exposing themselves toLegionella in your car!

January 2011

9 Weeks to go before the Bribery Act; Clamping Down on Uninsured Drivers; Statutory Inspection Regulations extend to Air Conditioning Systems; Identity Fraud

December 2010

The problems of the Office Party; Weight of Snow; and the Rise in Insurance Premium Tax.

November 2010

Financial Planning - R&H's Financial Planning services; Critical Illness; Pension Reform in 2012; Reaching Retirement.

October 2010

Key Man insurance; Fireworks Season and insurance; and avoiding Water Damage over Winter.

September 2010

The need for Business Interruption extensions to suit your circumstances; Removal of Driving Other Cars Extension from most private car policies; and the latest updates to First Aider regulations;


August 2010

Employment Interruption (Group Personal Accident); Fire Risk Assessment inspections; Free Security systems on offer


July 2010

Equality Act 2010; Statutory inspection of air conditioning units; where now for HIPs etc


June 2010

Contents of Emergency 2010 Coalition Government's Budget; Environmental Liability; World Cup insurance costs; Travel Insurance


May 2010

Bribery Act 2010; Need for Professional Indemnity; Directors & Officers update; Travel Insurance


April 2010

Quinn Insurance goes into liquidation; Labour's 2010 budget; GAP insurance; Travel Insurance for Isle of Man and Channel Islands.


February 2010

Concentrates on the increasing risks to Directors and the cover available with claims examples


January 2010

Minimum standard Risk Management & Health & Safety; the value of a broker; and GAP insurance


November 2009

Fraud in Business; Employee owned vehicles; demand for credit insurance grows; the threats from social networking events; and fraudulant motor claims double.
 

August 2009

Cyber Liability; Recession causes employees to claim againstr employers; Recession in housing market; credit insurance top-up scheme.


July 2009

Fleet Fraud; Common sense prevails in compensation case; the increasing need for directors' and officers' liability; and the need to esnure you are fully protected when considering household building projects.


June 2009

Business Travel; Security of client's date; Fire Safety prosecution; and the first 'new style' driving licences expiring.


May 2009

Failing to declare illness to travel insurers; the new Employers Liability Regulations regarding EL certificates; New ACAS Grievance & Disciplinary procedures; Commercial Energy Assessments and Energy Performance Certificates


Newsflash May 2009

Commercial Energy Assessments and Energy Performance Certificates


Newsflash May 2009

Swine Flu and Insurance


April 2009

Budget's Trade Credit Top-Up scheme announced; the need for professional indemnity insurance; Health & Safety penalties for directors; avoidance of 'slips & trips'


April 2009 - Newsflash

Trade Credit Insurance - ABI Statement of Principles issued


December 2008

Winter weather precautions


December 2007

Winter weather precautions


August 2007

Fraud Insurance; The affects of the Companies Act 2006; Credit Insurance.


July 2007

Potential fire risks following the recent smoking ban; the new Companies Act; Invoice Credit insurance; Business Continuity Planning; and Discrimination issues whilst permitting staff holidays.


May 2007

The withdrawal of the 'Driving other cars extension'; Pension needs; Legal actions by employees; and Group Annual Travel for businesses.


April 2007

Business Interruption; Credit Insurance; new Corporate Manslaughter Bill; and Fraud.


February 2007

Risk Management Special: Asbestos Registers; Mobile Phones whilst Driving; Employees using own vehicles for Business Use; Seizure of vehicles by Police; Fire Risk Assessments.


January 2007

ChauffeurPlan; Commercial Property Owners' sum insured considerations; GAP insurance; Annual Travel insurance; Medical insurance; and new Companies Act regulations on website information.


Christmas & New Year 2006

Fire Safety & Theft considerations over the festive period.


December 2006

Winter weather precautions; work Christmas parties and legal implications for all; and high net worth household.