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As an effective alternative to Collateral Warranties, Latent Defects Insurance provides a long-term warranty against a building’s defect in design, workmanship or materials. This insurance is also often referred to as Structural or Inherent Defects.
With residential properties, this insurance can be arranged for residential developments such as new homes, individuals building their own homes (both new and ‘conversions’) and completed housing, where a residential property has been completed without a warranty.
Further information about the background of latent defects insurance, its benefits and how such cover can be arranged, can be found via our dedicated page for Latent/Structural Defects.