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With an estimated 15,000 of kidnaps for ransom each year, those that believe any employee could potentially be exposed should consider Kidnap and Ransom insurance.
Although such policies do not pay ransoms on the insured’s behalf, upon paying ransom and incurring the loss, the insured are then able to seek reimbursement under the policy. Reimbursement will typically cover ransom payment, loss of ransom in transit and other additional expenses (such as medical expenses).
Details about protection and those who should perhaps consider such insurance, along with how Rowlands & Hames can assist; can be found on our specialist page for Kidnap and Ransom Insurance.