Comprehensive cover as standard
Competitive premiums
Benefits for good claims experience and risk management
Monthly instalments available

COVER

• All Risks cover for Buildings and Contents
• Subsidence automatically included
• Property Owners’ Liability – Limit of Indemnity £2,000,000
• Employers’ Liability – Limit of Indemnity £10,000,000 (where employees are arranged by management company, whilst undertaking cleaning, gardening, maintenance etc) (Own employees optional)
• Compensation for Loss of Rent / Alternative Accommodation following insured occurrence – up to 20% of building sum insured (12 months indemnity)
• Damage to sanitary ware, service pipes, cables, fixed water pipes and water tanks
• Breakage of Glass
• Lock replacement following theft of keys
• Automatic index-linking of sums insured included
• Property fees, debris removal and shoring up costs

CONDITIONS

• During periods of unoccupancy, buildings to be inspected internally at least every fourteen days
• All reasonable security precautions to be taken
• All sources of power/fuel to be switched-off and water tanks emptied or the heating left turned on to maintain an adequate setting to prevent freezing during the winter months
• Policy excess – only £100
• Subsidence excess / Damage whilst unoccupied - £1,000

QUOTATIONS

Apply for a personal quotation by either telephoning Liz Kelly or Paul Willis at Rowlands & Hames on
01253 594211 – quoting LAKELOVERS.

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