www.rowlands-hames.co.uk
   

 

   

R&H NEWS - JANUARY 2007

Rowlands & Hames' Directors & Staff wish you, your families and staff

a very happy and prosperous 2007.

     
   
    WHAT WOULD HAPPEN IF YOU WERE BANNED FROM DRIVING?
 

Why not consider  'ChauffeurPlan for you and your managers?

Does your business or your salesmen's livelihood rely upon the ability to drive?

Would your business suffer if you were unable to drive following:

  • Disqualification - from speeding or as a result of the totting-up rule?
  • Personal Injury?
  • Damage to your vehicle?

Rowlands & Hames can arrange cover for the following:

  • Up to £300 per week (for taxis, additional costs, the cost of a driver etc), for up to 12 months, if you are disqualified for either speeding or under the totting-up rule
  • Up to £300 per week, for up to 12 months, if you suffer an accidental injury
  • Up to 28 days car hire costs if your car is stolen, vandalised or involved in an accident

Cover is available from as little as £7 per month!! Individual or Group policies are available.

Note - Cover is available subject to the licence holder having no more than six current penalty points at inception. A copy of the driving licence is required. Please note that Cover is not available following drink/drugs, dangerous driving or similar convictions etc.

Speak to your usual Rowlands & Hames contact for further information.

 

COMMERCIAL PROPERTY OWNERS

 

Don't be caught out by being under-insured - your legal obligations and financial implications can be onerous.

Click here for our latest Bulletin on the subject of Commercial Property Owners and the setting of the correct sum insured.

Speak to your usual Rowlands & Hames contact for further information.

 

GAP INSURANCE
 

Do you or your business own vehicles bought on finance or under under contract hire/lease?

Did you know that if these vehicles are stolen and not recovered, or declared a total loss, your insurers will only pay-out the current market value of the vehicle. In the early stages of a finance deal or if a large balloon payment is involved, this could leave you substantially out of pocket where the insurance payout will not cover your entire debt.

Cover can be arranged to either:

  • Make up the balance on any outstanding finance; or
  • Pay the extra to enable you to make up the original purchase price of the vehicle.

In most circumstances we can be less than half the price of a dealer offering this type of cover!

Contact Gary Baxter for further information and a quotation on 01253 598957 or email gary@rowlands-hames.co.uk

 

ANNUAL TRAVEL INSURANCE

 

If you do not already enjoy the benefit of an Annual Travel Insurance Policy why not ask for a quotation?

With more and more people going on two or three or even more holidays per year, an annual travel policy will tend to be far more economical, catering for any number of trips up to 30 days at a time.

Speak to your usual Rowlands & Hames contact for further information.


MEDICAL INSURANCE
 

Can you afford to rely on the National Health Service?

Many clients are not aware that we offer Medical Insurance as part of our Financial Planning service.

Why not ask for a no-obligation quotation for you, your family or your senior staff?

Please contact Andrew Farnworth or Bob Willis  or telephone 01253 594211 for information about Medical Insurance, Pensions, Life Assurance, Permanent Health and Investments.

 

 
NEW EUROPEAN LAW - WEBSITES & EMAIL - DO YOU COMPLY?
 
A new European Law, with a deadline of 1st January 2007, has now been incorporated into UK law.
 
Companies with a website must now list their company registration number, place of registration and registered office details on their website and be legible. The information should also be included in any order forms and any email correspondence. Directors of companies face a fine if they do not comply by 1st January 2007.
 

 
 

Since 1925 Rowlands & Hames Insurance Brokers has established a reputation for providing corporate, small commercial and private clients with quality  insurance and financial services. 

 

   
   
Rowlands & Hames Insurance Brokers Ltd.
277 Dickson Road, Blackpool, Lancashire, FY1 2LG
Tel: 01253 594211 Fax: 01253 358481
Email:
mail@rowlands-hames.co.uk    Web: www.rowlands-hames.co.uk
Authorised and Regulated by the Financial Services Authority. 
Registered in England & Wales: 02195983 Registered Office: 54 Caunce Street, Blackpool, Lancashire, FY1 3LA