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What is Chauffeurplan?
 'Chauffeurplan' is a must-have insurance for anyone who values their freedom to travel by car. Without it, your independence, social life, earning potential and even your job security could be at risk. For over 30 years Chauffeurplan has been helping motorists maintain their livelihood and their lifestyle when they are unable to drive.
Click here to submit your details and we will send you the policy prospectus, application form and interest free instalment form.
Chauffeurplan's unique range of benefits, not available elsewhere, include:
Disqualification Cover*
With increasing use of speed cameras and stricter penalties enforced by the courts, even careful drivers risk totting up points.
Chauffeurplan provides up to £300 a week - that's £15,600 a year - to pay for taxis, trains, flights or even a driver. Whatever it takes to get you from A to B until you can drive again.
Personal Injury Cover* (7 day excess)
A minor injury might not stop you working but how would you get around?
If you suffer any kind of injury - at home, at work, driving, playing sport - Chauffeurplan provides the same great benefits, up to £300 a week to cover your travel costs until you can drive again.
Car Hire Cover* (2 day excess)
Chauffeurplan provides car hire cover for up to 28 days if your car is stolen, vandalised or needs repairs following an accident.
Emergency Travel and Accommodation costs
Up to £1200 to pay for hotels or transport home if you or your family are stranded after a motor accident, anywhere in Europe.
Eligibility for Chauffeurplan cover?
Applicants must be aged 21 or over and hold and have held a current, valid, full UK driving licence for a period of at least 2 years.
In order to be covered for 'totting-up' disqualification benefits you must have no more than 7 points on your licence, actual, possible and/or pending, when you apply. However, when the penalty points are down to 7 points or lower with no prosecutions possible or pending you will then automatically be covered against disqualification following the totting up of future points.
Benefit Options
Benefits |
4 Star |
3 Star |
2 Star |
1 Star |
Disqualification Benefits*
For up to 1 year |
£15,600 / year
£300 / week |
£10,920 / year
£210 / week |
£8,580 / year
£165 / week |
£6,240 / year
£120 / week |
Accidental Injury Benefits*
(7 day excess) |
£300 / week |
£210/ week |
£165 / week |
£120 / week |
Car hire expenses
(2 day excess)
for up to 28 days |
£45 / day |
£35 / day |
£30 / day |
£25 / day |
Emergency Travel and
Accommodation Expenses |
£1,200 |
£750 |
£500 |
£300 |
Legal Expenses |
£100 |
£100 |
£100 |
£100 |
Premiums
(interest free instalments available)
Premiums |
4 Star |
3 Star |
2 Star |
1 Star |
Individual Premium
Monthly*
Annual |
£25.30
£299.00 |
£13.80
£162.00 |
£10.50
£123.00 |
£7.15
£84.00 |
Spouse / Partner Premium**
(-50%)
Monthly*
Annual |
£12.65
£149.50 |
£7.00
£81.00 |
£5.40
£61.50 |
£3.80
£42.00 |
Group premium (includes 10% discount for 3 or more drivers)
Monthly
Annual |
£22.80
£269.10 |
£12.40
£145.80 |
£9.45
£110.70 |
£6.45
£75.60 |
Facts & Figures
Like many of the 30 million motorists in the UK, you probably take it for granted when you step into your car each morning. Have you ever stopped to think how easily you can lose the use of your car? Disqualification
Accidental Injury
- 1 in 3 accidents happen in the home.
- 1 in 5 DIY enthusiasts injure themselves.
- 1 in 5 garden enthusiasts injure themselves.
Car Crime and Accident
- Car crime affects 2.5 million people per year.
- The UK is the car crime capital of Europe with 30% of European car crime committed in th UK.
- Someone is involved in a road traffic accident every 2 minutes.
- 50% of all company vehicles will be involved in a road traffic accident in the next 12 months.
Notes:
*Benefits are paid for a maximum period of twelve months from the date of disqualification or injury, less the first 7 days costs on injury claims.
**Chauffeurplan does not cover disqualification imposed as a direct result of drink or drugs related offences or for dangerous, reckless, careless or unconsiderate driving.
The Chauffeurplan Scheme - Policy Summary
Longford Insurance Schemes is authorised and regulated by the Financial Services Authority. Our FSA Firm reference Number is 307978
In accordance with the General Insurance Product Disclosure Requirements resulting from FSA Regulation we are required to provide you with a Policy Summary of the Chauffeurplan Scheme provided by Longford Insurance Schemes.
This summary does not contain the full terms and conditions of the insurance contract, which can be found in the policy document or are available upon request.
The Chauffeurplan Scheme – provides insurance against being unable to drive a car as the result of disqualification or incapacitating injury, for car hire costs as the result of a motoring accident, theft or vandalism of the car and emergency travel and legal costs.
The Policy is for a period of one year
Main Features and Benefits
The Chauffeurplan policy provides benefits in the event of
Disqualification; as the result of a speeding offence or under the “totting up" rules.
Personal Injury; following incapacitating injury that prevents you from being able to drive.
Car Hire Costs; for up to 28 days should your car be stolen, vandalised on involved in accident.
Emergency Travel & Accommodation Costs; to cover hotel accommodation or transport home in the event of being stranded after an accident or theft of your car.
Legal Costs; of up to £100 towards defending a charge that could lead to a claim on the policy.
Main Exclusions and Limitations
Cover is only available to persons aged 21 or over who hold and have held a current valid full UK Driving Licence, for a period of at least two years. (See Policy Document Section 3.4) Cover is not available to taxi or minicab drivers. (See Policy Document Section 2.1.5)
You are not covered for totting up disqualification if when you apply for cover, you have more than 7 points on your licence actual possible or pending, or during the previous twelve (12) months been disqualified from driving by reason of 12 penalty points endorsed on your Driving Licence totalling twelve (12) or more.. (See Policy Document Section 3.9.1, 3.9.2 and 3.9.3)
Disqualification imposed as a direct result of drink or drug related offences or for dangerous, reckless, careless or inconsiderate driving is excluded. (See Policy Document Section 3.3)
Being unable to drive due to medical conditions or illness is excluded. (See Policy Document Section 4.7) The first 7 days for any claim for alternative travel costs under the Injury Section (See Policy Document Section 4)
Benefits are paid for a maximum period of twelve months from the date of disqualification or injury. (See Policy Document Section 3.7 and 4.5)
Cover for Car Hire and Emergency Travel following an accident, theft or vandalism is conditional on the incident being the subject of a Motor Insurance Claim. (See Policy Document Section 5.1.1 and 6.1)
The Policy does not cover car hire costs following mechanical breakdown. The first 2 days car hire costs of any period of hire are excluded. (See Policy Document Section 5.1.4 and 5.2.1)
Cooling Off Period and Cancellation Rights: If in the unlikely event of you not receiving the information regarding your policy prior to you making a decision to buy it, you have a 14-day period, commencing when you receive your documents in which to cancel your cover within this period and get all your money back (as long as you have not made a claim)
Renewals: We will give notice of renewal in writing at least 21 days prior to the renewal date and unless you advise us otherwise in writing, we will automatically renew policies paid for by direct debit, credit card or standing order.
Fees: You will not be required to pay any fees or charges in addition to the premium required.
Claims: Should you wish to make a claim please write to Longford Insurance Schemes at 104 New Bond Street London W1S 1SU or telephone 020 7070 3535.
Complaints: If you have a complaint regarding the service received from Longford Insurance Schemes this should be addressed, preferably in writing to The Compliance Director Longford Insurance Schemes 104 New Bond Street London W1S 1SU.
Supervisory Authority details:
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service South Quay Plaza 183 Marsh Wall London E14 9SR Telephone 020 7964 1000. www.financial-ombudsman.org.uk
The Chauffeurplan Scheme is underwritten by Isle of Man Assurance Limited, IOMA House, Hope Street, Douglas, Isle of Man, authorised and regulated by the Isle of Man Government Insurance and Pensions Authority and regulated by the Financial Services Authority for the conduct of UK business (FSA Firm Reference No. 142307). Isle of Man Assurance Limited is permitted to conduct business with the UK, it is not authorised to carry on business in the UK which means that the management and solvency are not supervised by the Financial Services Authority and you will not be protected by the Financial Services Compensation Scheme if the Insurer is unable to meet its liabilities to you. Isle of Man Assurance Limited is a member of the International Underwriters Association. If you have a complaint regarding the service received from by Isle of Man Assurance Limited, please contact the Compliance Department. If your complaint is not dealt with to your satisfaction you can complain to the Isle of Man Financial Services Ombudsman. Copies of Isle of Man Assurance Limited's complaints handling procedures are available on request.
Longford Insurance Schemes is authorised and regulated by the Financial Services Authority
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