is pleased to offer its members
CHAMBER RISK Insurance
in association with
AIG Europe Insurance
and
Rowlands & Hames Insurance Brokers Ltd.
The North & Western Lancashire Chamber of Commerce announced the launch of CHAMBER RISK Insurance in March 2007 – a commercial insurance scheme for members of the N&WL Chamber negotiated by the British Chamber of Commerce and AIG Europe, one of the world’s leading insurers and financial services organisations.
CHAMBER RISK Insurance brings comprehensive and competitive packaged and combined insurance solutions to its members.
Not only does CHAMBER RISK Insurance provide protection that goes beyond the ordinary package for SMEs but it also offers real value for money. AIG’s proposition includes up to 10% further discounts against AIG’s standard rates (over and above the usual discounts for claims experience and risk management!)
Most commercial businesses may be accommodated up to £10m turnover, subject to certain underwriting and capacity criteria.
Summary of Cover Options:
| Material Damage including Theft |
Automatically includes |
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Accidental Damage |
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Index Linking |
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Locks & Keys |
Up to £1,000 |
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Loss of Metered Water |
Up to £5,000 |
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Fire Brigade Damage |
Up to £5,000 |
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Capital Additions |
Up to £250,000 |
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Accidental Damage to Glass |
£2,000 |
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Trace & Access |
Up to £5,000 |
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Subsidence |
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30% Seasonal Increase |
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| Business Interruption |
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| Money |
Standard Limit (option to increase) |
£1,500 |
| Goods in Transit |
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| All Risks |
Anywhere in the world (if selected) |
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| Frozen Food |
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| Loss of Licence |
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| Loss of Registration |
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| Employers' Liability |
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| Public Liability |
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| Products Liability |
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| Engineering Breakdown |
Automatic Cover |
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| Personal Accident |
Automatic Capital Benefits for Directors/Partners |
£10,000 |
| Legal Expenses |
Automatic Cover |
£100,000 |
| Directors' & Officers' Liability |
Automatic Cover (limited companies only) |
£500,000 can be increased |
Click here for details of Chamber Risk Insurance via ChamberOnline
Please click on the various links below to download the Policy Summaries and Suitable Trades information.
A specimen policy wording is available on request.
For a no-obligation quotation contact
John Isles on 01253 598953
or email john@rowlands-hames.co.uk
quoting 'CHAMBER RISK'
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