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Winter is coming!

When the good weather comes, we all tend to have a thorough ‘spring clean’ of our properties, but it’s also important to spruce up homes, ahead of the winter months.

Here are a few suggestions that might remind you of some of the winter perils and help avoid stressful claims in the colder months:

Autumn brings leaves and it is important that gutters are checked periodically for organic matter.  Ignoring a build-up of leaves for long periods of time can damage the home and the resultant overflowing of water can affect brickwork , pointing and fascia boards.

The changing temperature can aid mould developing, especially when clothes are brought inside to dry and windows are not opened after showers and there is not enough ventilation in the rooms.  If the building experiences condensation, simply wipe it down with a cloth.  If the problem persists, it may be worth investing in a dehumidifier which can provide a simple fix to the issue.  Left untreated, condensation can lead to mould which can in turn cause rotting and potentially lead to structural problems.

The cold weather can have an adverse effect on brick work, so it’s a good idea to inspect the building and fill in any gaps in the mortar before the freezing weather arrives to prevent more serious damage if left untreated.

Burst pipes are a common cause of claims during the winter months and there are several steps that can be taken to ensure that the damage is not widespread.  

Sterling Insurance have created helpful tip sheets of ways to avoid this problem.  They have created both a private home and commercial version.  Please follow the links accordingly to view them.

Alternatively, Aviva Insurance have also created a helpful document highlighting the various things to be careful of this Winter.  Their advice can be found by clicking here.

If you do experience a claim this winter, do not hesitate to contact Rowlands & Hames and we will aim to resolve the matter as quickly as possible.

R&H would like to thank Sterling for this article.

Tagged with: Winter Weather

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Winter is coming! » When the good weather comes, we all tend to have a thorough ... 26 November 2015